Wingra Insurance Agency

Life Insurance

Financial security for you and your loved ones

Secure Your Family's Future

A life insurance policy is an agreement insurance company undertakes to pay a certain sum of money, on the specified happening of a stated event such death, disability etc or on the expiry of a fixed period of time which is dependent on the duration of human life. The benefits can be a lumpsum amount or a series of payments made to the assured or a named beneficiary like family member.

Life Insurance

Life Insurance Products

We offer a variety of life insurance products to meet your specific needs

Whole Life Insurance

Lifetime protection with guaranteed benefits and cash value accumulation over time which policyholders can borrow against. Some policies also offers survival benefits should you live to a certain age.

Ideal for:

  • Long-term financial security
  • Estate planning and wealth transfer
  • Building savings with a guaranteed payout
Term Life Insurance

Affordable coverage for a specific period (e.g., 10, 20, or 30 years), providing a payout to beneficiaries in case of the policyholder's passing or permanent disability within the term of the contract.

Ideal for:

  • Young families securing financial stability
  • Individuals looking for low-cost protection
Endowment Plans

A life insurance policy that combines protection and savings, paying a lump sum either at the end of the policy term or upon the policyholder's passing.

Ideal for:

  • Education planning
  • Retirement savings
  • Financial milestones like homeownership
Last Expense

Last Expense Cover provides financial support to cover funeral and burial costs incase of death of the insured. Wingra offers you the most reliable and affordable plans for individuals and registered groups.

Key Benefits:

  • Immediate Payout – Funds are released within 48 hours
  • Affordable Premiums
  • Covers Family Members
  • No Medical Tests Required

Benefits Beyond the Death Benefit

Some life insurance policies offer additional benefits

Cash Value Accumulation

Permanent policies can build cash value over time, which can be accessed through loans or withdrawals for various needs, like supplementing retirement income.

Critical Illness and Disability Benefit

Certain policies allow access to a portion of the death benefit if diagnosed with a chronic disability, or terminal illness, providing financial support during challenging times.

Survival Benefit

Offers survival benefits should you live to a certain age, providing financial support during your lifetime.

Secure Your Family's Future Today

Contact us to discuss your life insurance needs and get a personalized quote.